Bmono2aron & Associates, Inc.

  • Employee Benefits" data-mosaic-order-date="2012-09-12 00:50:19">
    We offer a diverse range of services to both small and large businesses.  We provide consulting and marketing services for your group medical, dental, life and disability programs as well
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    Employee Benefits

  • Individual Insurance" data-mosaic-order-date="2012-09-12 00:50:19">
    Individual and family health insurance is available through private insurance companies as well as State and Federal marketplaces.  Given the option, most people would prefer to have their employer provide
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    Individual Insurance

  • Life Insurance" data-mosaic-order-date="2012-09-12 00:50:19">
    Life insurance is a form of insurance that pays monetary proceeds upon the death of the insured covered in the policy.  Essentially, a life insurance policy is a contract between
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    Life Insurance

  • Senior Products" data-mosaic-order-date="2012-09-12 00:50:19">
    Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis
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    Senior Products

Life insurance is a form of insurance that pays monetary proceeds upon the death of the insured covered in the policy.  Essentially, a life insurance policy is a contract between the named insured and the insurance company wherein the insurance company agrees to pay an agreed upon sum of money to the insured's named beneficiary, so long as the insured's premiums are paid current.

People take out life insurance policies for a number of reasons.  Such insurance provides security to family members upon the loss of a loved one.  For instance, if the primary wage earner dies in his or her prime, the death benefit received from the policy will assist the surviving family members in overcoming the burden of the tragic loss.  The proceeds can also help pay for funeral costs when the death is unexpected.